Life Claims Consultant | Waterkloof
- Oversee the full life insurance claims cycle – from registration to validation and final payout.
- Ensure claims are processed promptly and in line with SLAs, company policy, and legal/regulatory requirements.
- Accurately input and manage claim data within the claims management system.
- Liaise with clients and beneficiaries to collect required documentation and explain the claims process.
- Provide regular, compassionate updates on claim progress while addressing queries professionally.
- Maintain a high standard of client service and empathy throughout all interactions.
- Evaluate claim validity by reviewing key documentation such as policy contracts, death certificates, and medical records.
- Identify inconsistencies or potential fraud and escalate any concerns to the Claims Manager.
- Collaborate with medical professionals, legal teams, and assessors to support claim evaluations.
- Work closely with internal teams including underwriters and legal advisors to ensure aligned and consistent claims handling.
- Assist in resolving complex cases through cross-functional cooperation and support.
- Ensure all processes follow Treating Customers Fairly (TCF) principles and relevant regulatory standards.
- Compile and submit accurate claims reports, highlighting key insights, process gaps, and improvement opportunities.
- Matric / Grade 12.
- RE5 Certification.
- NQF5 in Wealth Management.
- A tertiary qualification in Insurance, Business Administration, or a related field is advantageous.
- Additional certifications in life claims or insurance processing are preferred.
- Minimum 2 years’ experience in life insurance claims or a similar role.
- Prior exposure to the insurance or financial services industry is essential.
- Solid understanding of life insurance products and claims procedures.
- Exceptional communication and interpersonal skills, with a client-first and empathetic approach.
- Strong administrative and system proficiency, especially in Microsoft Office and claims platforms.
- High attention to detail and organisational accuracy.
- Good analytical thinking and problem-solving capabilities.
- Professional discretion when handling confidential or sensitive client information.
- Ability to multitask effectively in a fast-paced, deadline-driven environment.